Home Coverage
Your home is your biggest investment. Let's protect it right.
From the structure itself to everything inside it, I'll help you build homeowners coverage that fits what you actually own — and make sure there are no surprises when you need it most.
What homeowners insurance typically covers
- Dwelling — the structure of your home, repaired or rebuilt after a covered loss
- Other structures — detached garages, fences, sheds, and barns
- Personal property — your belongings, from furniture to electronics
- Liability — protection if someone is injured on your property
Texas-specific things to think about
Texas weather can be hard on homes. It's worth understanding how your policy handles wind, hail, and storms.
- Wind and hail deductibles can differ from your main deductible
- Replacement cost vs. actual cash value changes what you'd actually receive
Ways to save
- Bundle home and auto for a multi-policy discount
- Choose a deductible that balances premium with what you could comfortably pay
- Tell me about upgrades — a new roof or impact-resistant features can help
I'll walk through all of this with you so your coverage matches your home, not a generic template.
Make sure your home is fully protected.
Get a free review of your homeowners coverage today.